Qardh Current Individual Account

The Qardh Current Individual Account is a non-profit and loss-free account specifically designed to meet the needs of the Bank's customers. The Qardh Individual Current Account is a demand deposit account that allows withdrawals at any time based on the available balance in the account. Since these deposits are payable on demand, the Bank is obligated to pay the funds upon request.

Account Overview

The Qardh Individual Current Account is a non-profit and loss-free account specifically designed to meet the needs of the Bank's customers. The Qardh Individual Current Account is a demand deposit account that allows withdrawals at any time based on the available balance in the account. Since these deposits are payable on demand, the Bank is obligated to pay the funds upon request.

Account Features

Individuals can use this account solely for personal transaction purposes, provided they have satisfactory reasons. Commercial transactions by individual persons are prohibited in this type of account. The current account can be opened in various currencies (Afghani, USD, EUR, and GBP). Additionally, customers can specify the type of operations in the account or the authorities separately, as singly (anyone), any-two, any-three, or jointly in the account.

Facilities and Services of the Account
☑ Remittances (account to account transfer, domestic, international).
☑ AfPAY Debit Card.
☑ Internet Banking.
☑ SMS Banking.
☑ Safe Deposit Lockers.
☑ Cheque Books.
☑ E-Statements...

Account Criteria and Terms

Eligibility
Natural persons (individuals).

Fees
☑ Minimum balance at account opening (initial deposit), 500 AFN, 10 USD / EUR / GBP.
☑ Minimum balance maintenance in the account, 500 AFN, 10 USD / EUR / GBP.
☑ Monthly account maintenance fee, 20 AFN, 0.5 USD / EUR / GBP.
☑ Monthly SMS Banking service fee, 20 AFN, 0.5 USD / EUR / GBP.

Required Documents for Account Opening

☑ National ID Card / Passport, while Passport and Visa for foreigners).
☑ Application for opening a bank account.
☑ Employment ID card for employees, business license for self-employed / business persons, and work permit for foreigners.
☑ Tax Identification Number (TIN).