Qardh Current Account SME

The Qardh Current Account for Sole-Entrepreneurs is a specialized banking account for individuals engaged in commercial and economic activities on their own. This account allows small and medium-sized business owners (Merchants and Shopkeepers) to manage their funds and carry out financial transactions related to their business efficiently and securely.

Account Overview

Account Features

This type of Account is specifically opened for businesses that have operational licenses for trades, entrepreneurs, or individual businesses, where banking transactions are conducted for trade purposes. The Current Account for SME can be opened in various currencies (AFN, USD, EUR, GBP) and customers can determine the nature of operations in the Account or specify the account authorizations as singly, any-one, any-two, or in jointly formats.

Facilities and Services of the Account
☑ AfPAY Debit Card.
☑ Internet Banking.
☑ SMS Banking.
☑ Safe Deposit Boxes.
☑ Cheque Book.
☑ Electronic Statements.

Account Criteria and Terms

Eligible Individuals
Tradespeople, entrepreneurs, and individual business owners.

Account Fees
☑ Minimum balance required to open the Account (initial deposit), 1,000 AFN / 20 USD / EURO / GBP.
☑ Maintenance of minimum balance in the Account, 1,000 AFN / 20 USD / EURO / GBP.
☑ Monthly account maintenance fee, 100 AFN / 02 USD / EURO / GBP.
☑ Monthly SMS Banking service fee, 50 AFN / 01 USD / EURO / GBP.

Documents Required for Account Opening

☑ National Identification Card / Passport.
☑ Application for opening a bank account.
☑ Business License.
☑ Tax Identification Number (TIN).