Dr Shakir Jalaly 
(Chairman)
Dr Shakir Jalaly, CEO & President, is a dedicated and knowledgeable banking specialist with extensive expertise in Islamic Finance and Banking. He holds PhD in Islamic Finance and Economy from Hamad Bin Khalifa University in Qatar, along with a BSc and MPhil in Islamic Banking and Finance from the International Islamic University, Islamabad. With over a decade of experience, Dr Jalaly has excelled in various roles within the banking industry, including positions as an Islamic Investment Specialist, Murabaha Investment Expert, Shariah Auditor, Deputy Chief of Islamic Banking Officer at Maiwand Bank, and Chief Islamic Banking Officer and BoM member at Ghazanfar Bank. In addition to his banking career, Dr Jalaly has contributed numerous publications to reputable journals and has lectured at various universities. Recently, he became a certified member of the CSAA (Certified Shariah Advisor and Auditor) from the Auditing and Accounting Organization for Islamic Financial Institutions (AAOIFI). Currently, he serves as the Chief Executive Officer of Bank-e-Millie Afghan, the national bank of Afghanistan.


Mr Masood Khan Musa Ghazi
(Member)
Mr Masood Khan Musa Ghazi, CFO, is a Professional Banker, with more than two decades of experience. Mr Ghazi has worked with the United Nation and internationally funded development projects and coordinated with a variety of government, NGOs and private Consultancies to modernize and improve Payments, Operations, Internal Control and Financial Systems. Among his experiences, the most notable are being CEO of New Kabul Bank, Vice Chairman of Afghanistan Banking Association, Financial Advisor to the Governor, Chief Finance Officer of DAB, and Deputy Comptroller General. In 2010, his qualification and experience lead him to be assigned as conservator by DAB for smoothening the Kabul Bank’s financial crises. Mr Ghazi earned Master of Commerce with Specialization in Cost and Management Accounting from Peshawar University, Pakistan and earned an associate membership affiliation of the Institute of Certified Public Accountant (ICPA) of Pakistan.


Mr Taj Gul Haqmal
(Member)
Mr Taj Gul Haqmal holds a Master degree in International Law (LL.M) from Khatam Al-Nabieen University, Kabul–Afghanistan. He earned his Bachelor degree in Islamic Studies and Education from the University of the Punjab, Lahore–Pakistan. In addition to his academic qualifications, Mr Haqmal has completed various specialized trainings and certifications in banking. He obtained a certificate in Islamic Banking Certified Course from the National Institute of Banking and Finance (NIBAF), Islamabad–Pakistan. Furthermore, he participated in the 15-day seminar on Unlocking Islamic Banking for SMEs Growth and Development held at Safi Landmark, Kabul–Afghanistan, in 2015. Additionally, he attended an intensive five-day IFRS 9 training in Dubai, further strengthening his expertise in financial regulations and reporting standards. With an extensive 19-year career in the banking sector, Mr Haqmal has held managerial and executive level positions in leading financial institutions, including New Kabul Bank, Afghanistan International Bank, and Bank-e-Millie Afghan. Since 2006, he has contributed significantly to the industry, bringing in-depth knowledge of banking operations, risk management, and Islamic banking practices.


Mr Hashmatullah Ateed
(Member)
Mr Hashmatullah Ateed has been working as BMA COO since 2021. He is a banker by profession holding MPhil and BS in Islamic Banking & Finance from the International Islamic University, Islamabad. Mr Ateed has a versatile working background having more than 10 years of experience in banks, non-bank financial institutions, Ministry of Finance, World Bank and USAID projects on different areas including Compliance, Internal Control, Internal Audit, Islamic Finance, and Shariah Board.


Mr Waheedullah Hakimi
(Member)
Since 2002, Mr Waheedullah Hakimi has held various roles at BMA and is currently serving as Advisor to the CEO. Before this, he worked as CCO, Acting COO, Deputy Chief Credit Officer, Credit Disbursement GM, Deputy GM of Accounting, and BoS Secretary. With advanced banking training, Mr Hakimi successfully introduced new products and schemes in BMA’s Credit Department. He holds a Bachelor in Economics from Kabul University and an Associate Degree in Business Administration from Berkeley College, New York (2010). In 2005, he also worked as a part-time Lecturer at Kabul University’s Economics Faculty.

Board of Management

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Murabaha Products

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Diminishing Musharakah

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