Credit Department provides valuable services to customers by offering financing facilities in accordance with the principles of Islamic Shariah and issuing bank guarantees. Relying on Islamic contracts such as Murabaha, Musharakah, and Ijarah, this department meets the financial needs of its clients. We are committed to supporting our customers by providing financial solutions tailored to their needs.

Key Features:

·         Islamic Contracts: Focus on contracts for the purchase and sale of Shariah-compliant commodities through Bai' Murabaha and Musharakah.

·         Elimination of Riba (Usury/Interest): All transactions are structured without interest or usury.

·         Diversity of Services: Offering Issuing of Bank Guarantees and Islamic financing to the individuals, SMEs and Corporate Companies across various sectors, including Industrial, Trading, and Construction. Utilizing Murabaha Financing & Musharika Financing, we supply the necessary commodities while adhering to Sharia compliance principles.

·         Shariah Supervision: Review and approval of transactions by the Shariah Board to ensure the permissibility (Halal) activities.

BMA Credit department combines modern financial instruments within the framework of Islamic principles to provide better financing services.